Stock.US Bancorp
| USBStock | USD39.730.822.02% |
US Bancorp's odds of distress is less than 4% at the present time. It is unlikely to undergo any financial distress in the next 24 months. Chance of distress shows the probability of financial torment over the next two years of operations under current economic and market conditions. All items used in analyzing the odds of distress are taken from the USB balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out US Bancorp Piotroski F Score and US Bancorp Altman Z Score analysis.
For information on how to trade USB Stock refer to our How to Trade USB Stock guide.
USB | Probability Of Bankruptcy Market Cap Enterprise Value Price To Sales Ratio Dividend Yield Ptb Ratio Days Sales Outstanding Book Value Per Share Free Cash Flow Yield Invested Capital Operating Cash Flow Per Share Stock Based Compensation To Revenue Capex To Depreciation Pb Ratio Ev To Sales Free Cash Flow Per Share Roic Net Income Per Share Sales General And Administrative To Revenue Capex To Revenue Cash Per Share Pocfratio Interest Coverage Payout Ratio Capex To Operating Cash Flow Pfcf Ratio Income Quality Roe Ev To Operating Cash Flow Pe Ratio Return On Tangible Assets Ev To Free Cash Flow Earnings Yield Intangibles To Total Assets Net Debt To E B I T D A Current Ratio Tangible Book Value Per Share Receivables Turnover Graham Number Shareholders Equity Per Share Debt To Equity Capex Per Share Graham Net Net Revenue Per Share Interest Debt Per Share Debt To Assets Enterprise Value Over E B I T D A Short Term Coverage Ratios Price Earnings Ratio Price Book Value Ratio Price Earnings To Growth Ratio Dividend Payout Ratio Price To Operating Cash Flows Ratio Price To Free Cash Flows Ratio Pretax Profit Margin Ebt Per Ebit Operating Profit Margin Effective Tax Rate Company Equity Multiplier Long Term Debt To Capitalization Total Debt To Capitalization Return On Capital Employed Debt Equity Ratio Ebit Per Revenue Quick Ratio Dividend Paid And Capex Coverage Ratio Net Income Per E B T Cash Ratio Operating Cash Flow Sales Ratio Days Of Sales Outstanding Free Cash Flow Operating Cash Flow Ratio Cash Flow Coverage Ratios Price To Book Ratio Fixed Asset Turnover Capital Expenditure Coverage Ratio Price Cash Flow Ratio Enterprise Value Multiple Debt Ratio Cash Flow To Debt Ratio Price Sales Ratio Return On Assets Asset Turnover Net Profit Margin Price Fair Value Return On Equity Change In Cash Free Cash Flow Change In Working Capital Begin Period Cash Flow Other Cashflows From Financing Activities Depreciation Other Non Cash Items Dividends Paid Capital Expenditures Total Cash From Operating Activities Net Income Total Cash From Financing Activities End Period Cash Flow Stock Based Compensation Sale Purchase Of Stock Change To Inventory Total Cashflows From Investing Activities Other Cashflows From Investing Activities Investments Net Borrowings Cash And Cash Equivalents Changes Cash Flows Other Operating Change To Netincome Change To Operating Activities Issuance Of Capital Stock Common Stock Shares Outstanding Total Assets Short Long Term Debt Total Other Current Liab Total Current Liabilities Total Stockholder Equity Property Plant And Equipment Net Net Debt Retained Earnings Cash Non Current Assets Total Non Currrent Assets Other Other Assets Cash And Short Term Investments Liabilities And Stockholders Equity Non Current Liabilities Total Other Stockholder Equity Total Liab Total Current Assets Short Term Debt Net Receivables Common Stock Accumulated Other Comprehensive Income Property Plant And Equipment Gross Common Stock Total Equity Other Liab Accounts Payable Long Term Debt Good Will Short Term Investments Inventory Other Current Assets Treasury Stock Intangible Assets Property Plant Equipment Preferred Stock Total Equity Total Permanent Equity Noncontrolling Interest In Consolidated Entity Retained Earnings Total Equity Additional Paid In Capital Temporary Equity Redeemable Noncontrolling Interests Net Tangible Assets Long Term Debt Total Capital Surpluse Long Term Investments Non Current Liabilities Other Short Long Term Debt Earning Assets Net Invested Capital Capital Stock Other Operating Expenses Operating Income Ebit Ebitda Total Operating Expenses Income Tax Expense Depreciation And Amortization Interest Expense Selling General Administrative Total Revenue Gross Profit Income Before Tax Total Other Income Expense Net Cost Of Revenue Net Income Applicable To Common Shares Selling And Marketing Expenses Extraordinary Items Minority Interest Net Income From Continuing Ops Tax Provision Net Interest Income Interest Income Reconciled Depreciation Probability Of Bankruptcy |
The current year's Market Cap is expected to grow to about 60.8B, whereas Enterprise Value is forecasted to decline to about 12.6B.
US Bancorp Company chance of distress Analysis
US Bancorp's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.
Probability Of Bankruptcy | = | Normalized | Z-Score |
Current US Bancorp Probability Of Bankruptcy | Less than 4% |
Most of US Bancorp's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, US Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Our calculation of US Bancorp probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting US Bancorp odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of US Bancorp financial health.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 1.94 | Earnings Share 3.01 | Revenue Per Share 16.232 | Quarterly Revenue Growth (0.09) |
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
USB Probability Of Bankruptcy Driver Correlations
Understanding the fundamental principles of building solid financial models for US Bancorp is extremely important. It helps to project a fair market value of USB Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since US Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of US Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of US Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.
| Competition |
Based on the latest financial disclosure, US Bancorp has a Probability Of Bankruptcy of 4.0%. This is 91.99% lower than that of the Banks sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 89.96% higher than that of the company.
USB Probability Of Bankruptcy Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses US Bancorp's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of US Bancorp could also be used in its relative valuation, which is a method of valuing US Bancorp by comparing valuation metrics of similar companies.
US Bancorp is currently under evaluation in probability of bankruptcy category among its peers.
US Bancorp Main Bankruptcy Drivers
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Return On Assets | 0.0135 | 0.0152 | 0.014 | 0.008953 | 0.008632 | 0.008182 | |
| Asset Turnover | 0.0462 | 0.0419 | 0.0396 | 0.0358 | 0.0422 | 0.0604 | |
| Net Debt | 41.5B | (9.5B) | 15.0B | 17.5B | 1.7B | 1.7B | |
| Total Current Liabilities | 23.7B | 11.8B | 11.8B | 31.2B | 11.5B | 15.4B | |
| Non Current Liabilities Total | 40.2B | 41.3B | 32.1B | 31.2B | 51.5B | 54.1B | |
| Total Assets | 495.4B | 553.9B | 573.3B | 674.8B | 663.5B | 696.7B | |
| Total Current Assets | 159.2B | 213.1B | 174.2B | 136.5B | 139.0B | 145.9B | |
| Total Cash From Operating Activities | 4.9B | 3.7B | 9.9B | 21.1B | 8.4B | 5.3B |
US Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, US Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to US Bancorp's managers, analysts, and investors.
Environmental | Governance | Social |
USB Fundamentals
| Return On Equity | 0.0928 | |||
| Return On Asset | 0.0074 | |||
| Profit Margin | 0.20 % | |||
| Operating Margin | 0.32 % | |||
| Current Valuation | 65.61 B | |||
| Shares Outstanding | 1.56 B | |||
| Shares Owned By Insiders | 0.12 % | |||
| Shares Owned By Institutions | 80.71 % | |||
| Number Of Shares Shorted | 19.71 M | |||
| Price To Earning | 10.64 X | |||
| Price To Book | 1.34 X | |||
| Price To Sales | 2.52 X | |||
| Revenue | 28.01 B | |||
| Gross Profit | 22.14 B | |||
| EBITDA | 7.85 B | |||
| Net Income | 5.43 B | |||
| Cash And Equivalents | 44.38 B | |||
| Cash Per Share | 29.87 X | |||
| Total Debt | 62.94 B | |||
| Debt To Equity | 0.50 % | |||
| Book Value Per Share | 31.25 X | |||
| Cash Flow From Operations | 8.45 B | |||
| Short Ratio | 2.60 X | |||
| Earnings Per Share | 3.01 X | |||
| Price To Earnings To Growth | 1.14 X | |||
| Target Price | 47.2 | |||
| Number Of Employees | 70 K | |||
| Beta | 1.06 | |||
| Market Capitalization | 63.28 B | |||
| Total Asset | 663.49 B | |||
| Retained Earnings | 74.03 B | |||
| Annual Yield | 0.05 % | |||
| Five Year Return | 3.16 % | |||
| Net Asset | 663.49 B | |||
| Last Dividend Paid | 1.94 |
About US Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze US Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of US Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of US Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Information and Resources on Investing in USB Stock
When determining whether US Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Bancorp Stock:
Check out US Bancorp Piotroski F Score and US Bancorp Altman Z Score analysis.
For information on how to trade USB Stock refer to our How to Trade USB Stock guide.
You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 1.94 | Earnings Share 3.01 | Revenue Per Share 16.232 | Quarterly Revenue Growth (0.09) |
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
