Truist Bank – SWIFT/BIC-Codes in USA (2024)

FAQs

Truist Bank – SWIFT/BIC-Codes in USA? ›

Truist Bank (Formerly Suntrust Bank

You and your partners will continue to receive FIN messages with the Truist primary BIC: BRBTUS33.

To locate your SWIFT/BIC code, check any paper or digital banking statements, or look at your account details on your online banking profile. You can also search for your BIC code using a digital SWIFT/BIC search tool by providing your country and bank location data.

Is a SWIFT code the same for all branches? This varies by bank. Some banks use the same SWIFT code for all their branches while other banks designate a unique SWIFT code for each branch. If you are unsure of which code to use, you can typically use the bank's head office SWIFT code to send money.

Initiate one-time or recurring domestic or international wire transfers online, by phone, or at a branch.

No, all financial institutions, especially some small banks and credit unions, don't have SWIFT codes. Instead, these institutions contact banks that do have BIC/ SWIFT codes, and ask them to serve as intermediaries for wiring money.

BIC stands for Bank Identifier Code. It is an 8 to 11-character code that identifies banks globally. BIC codes are used to send money between banks to ensure money is directed to the right place. SWIFT and BIC codes mean the same thing and the terms are used interchangeably.

You can usually find the right SWIFT code for your bank on your statements, or in your online banking.

Whilst most banks have a BIC / SWIFT code assigned to them, there are some financial institutions that do not use them. A number of smaller banks and credit unions in the United States do not connect to the SWIFT network, which means that they do not use international routing codes.

Each Bank Of America branch has a unique SWIFT code. You can check the correct SWIFT codes for your Bank Of America branch here. However, if you're not sure, or can't find the branch code, you can use the 8 character head office SWIFT code, and your payment will still make its way to your account.

How do I find the SWIFT code of my bank? ›

How can I find out my bank's SWIFT code? Most banks include their SWIFT code in customer account details and on their mobile apps, websites and statements. Otherwise, you can request it at your branch. You can find the bank's SWIFT/BIC code or an IBAN on some websites.

What happens if you enter the wrong number? If you enter the wrong SWIFT code, your transfer will be rejected. You'll have to resubmit it with the right code, which means any fees associated with that process will need to be paid again.

BIC and SWIFT bank codes

All BIC and SWIFT codes consist of 8 to 11 characters long and follow the same format. There are a couple of things worth noting; 11 digit codes refer to specific branches of that company whereas 8 digit codes (or those ending in XXX) refer to the head office of the company.

SNTRUS3AXXX - BIC / SWIFT Code for TRUIST BANK (FORMERLY SUNTRUST BANK),CHARLOTTE.

The routing number for Truist (SunTrust) for domestic and international wire transfer is 061000104. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table.

None of the Truist cards charge foreign transaction fees, which means that using the cards abroad won't be expensive. Some cards charge such fees — typically 3% — when you use your card internationally, which can add up when you're making frequent purchases from non-U.S. merchants.

A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Bank code A-Z4 letters representing the bank. It usually looks like a shortened version of that bank's name. Country code A-Z2 letters representing the country the bank is in.

Is there a difference between a SWIFT code and a BIC? Short answer: no. Both terms are typically used interchangeably and refer to the same thing. Therefore, they are simply branded with different names by different financial institutions and banks.

A Bank Identifier Code (BIC) is a standard format used to help identify banks worldwide. You'll need a BIC for someone to send you an international payment, such as a SWIFT payment. This is why a BIC is sometimes called a SWIFT code. Nationwide's BIC is NAIAGB21.

Identification. The main difference between an IBAN and SWIFT BIC code lies in what they're used to identify. A SWIFT code refers to a bank, while an IBAN will identify a specific bank account. Basically, a SWIFT number tells you where to pay, and an IBAN tells you who to pay.