SIPs or systematic investment is a preferred way of investing in equity mutual funds for most investors. This method helps investors to invest a particular amount regularly in the market irrespective of the market conditions. It is the easiest and perhaps the only proven way to create wealth over a long period of time.
ETMutualFunds did some data crunching and found top 10 mutual funds that offered good returns in a five year horizon. These 10 schemes offered returns ranging between 33.22%-48.52% in five years.
A monthly SIP of Rs 10,000 in Quant Small Cap Fund would have grown to Rs 19.01 lakh in a five year period with a XIRR of 48.52%. Quant Mid Cap Fund offered 37.46%. A monthly SIP of Rs 10,000 would have now been Rs 14.81 lakh.
Nippon India Small Cap Fund, the largest scheme in the small cap category based on assets managed, would have made a monthly SIP of Rs 10,000 to Rs 14.79 lakh. The next two schemes were from Quant Mutual Fund. Quant Flexi Cap Fund and Quant ELSS Tax Saver Fund offered 36.51% and 35.88% respectively.
Around 198 equity mutual fund schemes completed five years of existence in the market. These top 10 schemes were from small cap, mid cap, flexi cap, ELSS, contra fund categories.
For the analysis, we considered equity categories like large cap, mid cap, small cap, large & mid cap, focused fund, ELSS, multi cap, flexi cap, value, and contra fund. We calculated the XIRR returns for the investments made through SIP. Regular and growth option schemes were considered for the analysis. The XIRR returns for five years were calculated for the period starting from February 22, 2019 to February 22, 2024.
Note, the above exercise is not a recommendation. The purpose of the exercise was to find the top 10 equity schemes for SIP in 5 years. One should not make investment or redemption decisions based on the above exercise.
One should always consider risk appetite, investment horizon and goal before making investment decisions. Past performance of the scheme does not guarantee future performance.
FAQs
Highest Return Mutual Funds in Last 10 Years
| Fund Name | 5 Years Return | 10 Years Return |
|---|
| HSBC Value fund (G) | 22.1% | 19.5% |
| Aditya Birla Sun Life Digital India Fund (G) | 24.2% | 19.3% |
| ICICI Prudential Technology Fund (G) | 24.5% | 19.2% |
| Kotak Infrastructure & Economic Reform Fund Standard Plan (G) | 25.3% | 19.1% |
16 more rowsThe three toppers in the list were from one fund house - Quant Mutual Fund. Quant Small Cap Fund, Quant Mid Cap Fund, and Quant ELSS Tax Saver Fund gave 37.30%, 31.84%, and 30.37% returns, respectively on SIP investments in the last seven years.
What is the most successful mutual fund? ›
Best-performing U.S. equity mutual funds
| Ticker | Name | 5-year return (%) |
|---|
| USSPX | Victory 500 Index Member | 13.60% |
| MAEIX | MoA Equity Index Fund | 13.40% |
| BSPSX | iShares S&P 500 Index Service | 13.33% |
| VLACX | Vanguard Large Cap Index Investor | 13.30% |
3 more rowsMay 1, 2024
How much is Rs. 5,000 for 5 years in SIP? If you invest Rs. 5,000 per month through SIP for 5 years, assuming 12% return. The estimate total returns will be Rs. 1,12,432 and the estimate future value of your investment will be Rs. 4,12,431.
What is the safest investment with the highest return? ›
These seven low-risk but potentially high-return investment options can get the job done:
- Money market funds.
- Dividend stocks.
- Bank certificates of deposit.
- Annuities.
- Bond funds.
- High-yield savings accounts.
- 60/40 mix of stocks and bonds.
Based on 1yr return, the Top Oldest Mutual Funds In India include the Quant Small Cap Fund, Nippon India Growth Fund, Tata Mid Cap Growth Fund, Franklin India Prima Fund, and ICICI Pru Multicap Fund.
Which mutual fund is safe and highest return? ›
List of High Risk & High Returns in India sorted by ET Money Ranking
- Mirae Asset Midcap Fund. EQUITY Mid Cap. ...
- Kotak Emerging Equity Fund. EQUITY Mid Cap. ...
- PGIM India Midcap Opportunities Fund. ...
- Nippon India Small Cap Fund. ...
- Kotak Small Cap Fund. ...
- Nippon India Growth Fund. ...
- Axis Small Cap Fund. ...
- Invesco India Mid Cap Fund.
There are eight large cap mutual funds which have delivered over 40 percent return in the past one year. These include Quant Large Cap Fund, Bank of India Bluechip Fund, JM Large Cap Fund and Nippon India Large Cap Fund, among others.
Which SIP best for $2,000 per month? ›
SIP 2000 Per Month for 20 years: The Best Plans
| Mutual Fund | Risk Involved | Returns |
|---|
| UTI Transportation and Logistics Fund | High | 26.84% |
| Quant Mutual Large and Mid Cap Fund | Very High | 23.17% |
| Mirae Asset Large Cap | Moderate | 14.7% |
| HDFC Small Cap Fund | High | 21.43% |
6 more rowsFeb 28, 2024
Look Over The Fund's Performance:
While choosing the best SIP to invest, it's important to study the historical performance of the returns of those funds. It would be better to look over the trends for past 5 to 10 years and compare within the funds to understand whether they can withstand market volatility or not.
Top Mutual Fund Houses in India
| S.No. | Mutual Fund House |
|---|
| 1. | SBI Mutual Fund |
| 2. | ICICI Prudential Mutual Fund |
| 3. | HDFC Mutual Fund |
| 4. | Aditya Birla Sun Life Mutual Fund |
6 more rowsMay 16, 2024
4 equity mutual funds offered over 30% returns in 3 & 5 years
- IANS. 1/6. Top Gainers. ...
- iStock. 2/6. Nippon India Small Cap Fund. ...
- iStock. 3/6. Quant Flexi Cap Fund. ...
- Getty Images. 4/6. Quant Mid Cap Fund. ...
- iStock. 5/6. Quant Small Cap Fund. ...
- Agencies. 6/6. Interested to invest?
The 3 Safest Mutual Funds to Buy Now
| STSEX | Blackrock Exchange Portfolio | $1,836.46 |
|---|
| PRDGX | T. Rowe Price Dividend Growth Fund | $66.00 |
| VWESX | Vanguard Long-Term Investment-Grade Fund | $7.93 |
Jun 5, 2023
If you invest ₹30,000 per month in a Systematic Investment Plan (SIP) for a period of 5 years, assuming an average annual return of 12% on your SIP investment, using the SIP calculator, your returns will be: Your invested amount will be: ₹18,00,000. Estimated Returns will be will be: ₹6,74,591.
How to get 50 lakhs in 5 years with SIP? ›
For example, if an individual plan to accumulate ₹50 lakhs over the tenure of 5 years, assuming the individual invests in a Flexicap fund or a Multicap fund which is giving an annualized return of 15%, then the individual needs to invest ₹55,750 per month for 5 years in order to generate the required corpus.
How much is 5000 for 5 years in SIP SBI? ›
Future value (FV) = P x { ÷ r} x (1 + r)
| Duration | Amount Invested Monthly | Maturity Value |
|---|
| 5 years | 5000 | ₹4,12,432 |
| 8 years | 5000 | ₹8,07,633 |
| 10 years | 5000 | ₹11,61,695 |
| 12 years | 5000 | ₹16,11,261 |
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