10 Year-3 Month Treasury Yield Spread Market Daily Insights: Daily Treasury Yield Curve Rates (2024)

FAQs

What is the 10 year 3 month yield curve? ›

The difference between long-term and short-term interest rates (i.e. "the slope of the yield curve" or "the term spread") has borne a consistent negative relationship with subsequent real economic activity in the United States, with a lead time of about four to six quarters.

10 Year Treasury Rate is at 4.41%, compared to 4.44% the previous market day and 3.72% last year. This is higher than the long term average of 4.25%.

10 Year Treasury Rate is at 4.54%, compared to 4.21% last month and 3.46% last year. This is lower than the long term average of 5.56%.

10-2 Year Treasury Yield Spread is at -0.47%, compared to -0.44% the previous market day and -0.67% last year. This is lower than the long term average of 0.87%. The 10-2 Treasury Yield Spread is the difference between the 10 year treasury rate and the 2 year treasury rate.

3 Month Treasury Bill Rate is at 5.25%, compared to 5.25% the previous market day and 5.12% last year. This is higher than the long term average of 4.19%.

3 Month Treasury Rate is at 5.46%, compared to 5.46% the previous market day and 5.38% last year. This is higher than the long term average of 2.71%. The 3 Month Treasury Rate is the yield received for investing in a US government issued treasury security that has a maturity of 3 months.

If you're saving for a goal less than a year away: If you're saving money for a goal with a short-time horizon, T-bills can make more sense than CDs. They provide a higher APY than savings accounts, and they're more liquid than CDs.

To calculate the price, take 180 days and multiply by 1.5 to get 270. Then, divide by 360 to get 0.75, and subtract 100 minus 0.75. The answer is 99.25. Because you're buying a $1,000 Treasury bill instead of one for $100, multiply 99.25 by 10 to get the final price of $992.50.

While Treasury bonds don't have a serious risk that the government won't pay you back, they do have two other risks that are typical of bonds: inflation risk and interest rate risk. While Treasury bonds are relatively safe investments, one key risk is that inflation will erode your returns over the years.

Historically, the US 10 Year Treasury Bond Note Yield reached an all time high of 15.82 in September of 1981. US 10 Year Treasury Bond Note Yield - data, forecasts, historical chart - was last updated on May 25 of 2024.

What is the risk free 10 year Treasury rate? ›

We sell Treasury Notes for a term of 2, 3, 5, 7, or 10 years. Notes pay a fixed rate of interest every six months until they mature. You can hold a note until it matures or sell it before it matures.

Basic Info

10 Year-3 Month Treasury Yield Spread is at -1.04%, compared to -1.07% the previous market day and -1.66% last year. This is lower than the long term average of 1.14%. The 10 Year-3 Month Treasury Yield Spread is the difference between the 10 year treasury rate and the 3 month treasury rate.

The 10-year note is undoubtedly a highly significant benchmark for global financial markets. A rising yield indicates investor confidence in the economy but also suggests higher borrowing costs, potentially slowing economic growth. Conversely, a falling yield may signal economic uncertainty.

The yield curve – also called the term structure of interest rates – shows the yield on bonds over different terms to maturity. The 'yield curve' is often used as a shorthand expression for the yield curve for government bonds.

This model uses the slope of the yield curve, or “term spread,” to calculate the probability of a recession in the United States twelve months ahead. Here, the term spread is defined as the difference between 10-year and 3-month Treasury rates.

10 Year-3 Month Treasury Yield Spread is at -0.99%, compared to -0.97% the previous market day and -1.71% last year. This is lower than the long term average of 1.14%.

The 10-year yield is used as a proxy for mortgage rates and is also seen as a sign of investor sentiment about the economy. A rising yield indicates falling demand for Treasury bonds, which means investors prefer higher-risk, higher-reward investments, while falling yield suggests the opposite.

The 10-year to 3-month term premium refers to the difference between the yield on a 10-year bond and a 3-month bond. In essence, it is the additional interest rate that investors expect to receive as compensation for the greater risk associated with holding a longer-term bond compared to a shorter-term bond.